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individual health insurance quotes
The terms accident and sickness are widely used and often interchangeable in any discussion of health insurance. They are often abbreviated as A&H and A&S. Health insurance is also referred to as medical insurance.
The primary beneficiary is the first person in line to receive the benefit in the event of the death of the policy holder. They can also name a second beneficiary who would receive the benefit in the event the primary beneficiary dies before the insured. Some policies can include a third beneficiary who would be in line after the first two.
Hospital indemnity policies frequently are available directly from insurance companies by mail as well as through insurance agents. You will find that these policies offer many choices, so be sure to ask questions and find the right plan to meet your needs.
Other, more broadly written, policies may cover all expenses resulting from accident or illness using some specific exceptions.
How are premium rates determined?
A health insurance policy can provide just one or any combination of certain benefits: Hospital, medical and surgical expenses resulting from sickness or an accident Accidental death or dismemberment
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